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Citibank Asia is really a subsidiary of Citigroup, the usa international investment bank and monetary solutions firm

About Citibank

The banking major has a long history in India since its origin with its origination in 1902 in Calcutta.

Today Citibank is reasonably limited private sector bank in Asia. Currently, it’s the largest monetary solutions international investor that is direct Asia.

Being a pioneer banking major, Citi provides many financial loans and solutions in customer banking, retail financing, business and investment banking, securities brokerage, and wide range administration. Citi Asia acts a range that is extensive of in the united states.

Rate of interest

Loan tenure

Loan turn around period

Processing Costs

3 per cent of loan sanctioned + Taxes

Who is able to use?

Dishonour Charges

500 per instance

Cheapest EMI

Why Select Citibank Unsecured Loan?

Select Citibank personal bank loan if you’d like faster and loan that is convenient an appealing interest. Expanding complete simplicity to the clients, Citi Asia provides customers-friendly signature loans starting at 10.99 per cent per year.

You enjoy the following advantages when you apply for Citibank Personal Loan:

  • Effortless and hassle-free loan application that is online
  • Unsecured loan up to 3000000
  • Learn about eligibility in 4 hours
  • No papers necessary for eligibility evaluation
  • Disbursement to your money in 2 days that are working 48 hours
  • Fixed interest
  • Component pre-payment permitted
  • Center to combine bank card balance and outstanding personal bank loan quantity

Features and Advantages Of Citibank Unsecured Loan

You will find numerous advantages of choosing Citibank personal bank loan. Aside from providing appealing price on fixed interest foundation, Citibank stretches other facilities into the borrowers; such as for instance Personal Loan Top Up, prepayment, part-payment, and consolidation choice.

The following is a listing of advantages you prefer with all the approval of Citibank personal bank loan:

All-purpose Loan

Citibank does not impose any limitation on use of unsecured loan amount. You should use the funds for a range of reasons such as for instance training, wedding, travel, wellness, do it yourself, company expansion and many other things. But, the funds shouldn’t be employed for unlawful, or activities that are speculative purchase of silver.

Loan quantity as much as 30 Lakhs

Citibank provides Personal that is extensive Loan to 3000000 at fixed month-to-month instalment. You can easily make an application for a the least 25000 loan amount. With this type of wide variety, you can get significant flexibility to try to get unsecured loan.

Disbursement in 48 hours

Expanding consumer simplicity, Citibank guarantees disbursal that is fast of Loan funds. After distribution associated with the needed documents, you may expect the funds in your money within 48 hours or 2 working days.

Versatile payment tenure

A debtor gets a complete large amount of freedom in selecting the mortgage repayment tenure, which range from 12 to 60 payday loans near me months. You are able to choose the EMIs in accordance with your financial allowance.

Fixed interest

By offering fixed interest for unsecured loan, Citi Bank assures ease of payment towards the borrowers. You’ll better prepare the month-to-month payouts as instalments will stay the exact same through the entire loan tenure.

Top Up facility

Being truly a Citi Bank unsecured loan consumer, you receive use of the facility that is top-Up. You are able to submit an application for extra credit without increasing another loan. The best benefit is: you’ll repay when you want and keep consitently the interest burden low on additional financial obligation. Neither do you want to use for a brand new loan nor to be concerned about extra EMIs, like in the actual situation of a brand new loan account.

Minimal paperwork

If you’re currently a Citibank Consumer, it really is a cakewalk to use for an unsecured loan. For Citibank Suvidha clients, obtaining Loan is equal to logging directly into an internet banking account. The documents is hassle-free and minimal.

Full and part-prepayment permitted

Citibank provides freedom to prepay unsecured loan depending on your convenience. In the event that you make an application for personal bank loan, you can easily shut your bank account in complete or partially after the very first year associated with the loan initiation. Pre-payments although enforce some nominal costs.

Balance consolidation facility

With Citibank, you will get an edge to move your credit card outstanding and loan that is personal as a consolidated personal bank loan at a nice-looking interest rate.

Simple Repayment without any Late Charge

Ensuring client satisfaction into the fullest Citibank accepts diverse modes of repayment in accordance with clients’ choices. You need to use NACH, SI or prepaid cheques. There are not any belated repayment costs for Citi signature loans.

Citibank Personal Bank Loan: Rates Of Interest, Processing Fees & Fees

Citibank Asia is just a pioneer in retail financing. They have confidence in expanding credit help to customers that are deserving any hassles. A qualified consumer can avail low-interest Citibank unsecured loan at a set rate of interest beginning at 10.99per cent p.a.

The rate of interest varies in line with the consumer profile and facets like current earnings, previous debts, credit score, and credit rating. The attention is determined on a reducing interest basis.

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